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How does fleet vehicle insurance work and protect me?

Date Added: November 18, 2011 08:11:08 AM
Category: Insurance directory

How does fleet vehicle insurance work and protect me?

Vehicle insurance is important for all of us for our prized:

•    Cars
•    Coaches
•    Contractor’s equipment and plant
•    Ice cream vans
•    Lorries
•    Motor cycles
•    Taxis
•    Trucks
•    Vans

Whether you are an individual or a business having many vehicles, protecting your investment is important together with obeying the law. Also, whether there is one vehicle or hundreds, one policy taken out under the directions of a good insurance broker will make life a lot easier. Insurance brokers are well used to the demands of businesses and insuring many vehicles at one time is more or less a routine. What types of insurance should be considered:

•    Vehicle insurance
•    Loss of vehicle insurance
•    Breakdown insurance
•    Cover for contents of the vehicles
•    Legal expenses insurance
•    Liability insurance (public) and third party

Normally discounts should be available for group policies. Obtain a new quote every year and see if adjusting the excess will lead to any decrease in the premiums to be paid.

Adjust the excess to see if the premiums result in any additional savings.

Read the fleet vehicle insurance term and conditions carefully and store the documents in an easy to find place.
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