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How does imported car insurance work and protect me?

Date Added: November 18, 2011 10:02:58 AM
Category: Insurance directory

How does imported car insurance work and protect me?

There are many cars which have to be imported every year, due to personal reasons of for collection. These imported cars are expensive and their parts are rare to obtain.

Insuring imported car should be carried out by specialist insurance brokers. Many comparison websites only deal with domestic cars and specialist cars cannot be insured in a quick and easy way.

The specialist insurance brokers will need to assess whether:

•    Mobile detection systems fitted
•    Security devices which have been fitted
•    The car is new or an older model
•    What mileage you will do in a year?
•    Where in the country you live?
•    Where the car has been involved in any accidents before?
•    Whether it will be housed in a garage
•    Whether it will be parked on the street
•    Whether the car has been modified in any way
•    Which country it has been imported from?
•    Your age
•    Your no claims years

Any car considered as being outside the United Kingdom will carry a higher premium and normal insurance provider will not be able to quote using the internet automated systems. Since imported cars may have a higher risk for such things as repairs and replacement parts, the insurance premiums may be higher.

Adjust the excess to see if the premiums result in any additional savings.

Read the imported car insurance term and conditions carefully and store the documents in an easy to find place.
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