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Group Insurance

Group Insurance Quotes, Affordable Group Insurance Directory

UK insurance directory listing affordable group insurance companies, under multiple keywords, search our website for insurance brokers and insurance companies

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Harvard Business Essentials: Strategy by Harvard Business Essentials (Paperback - 1 July 2005)

Business Strategy: An Introduction by David Campbell, George Stonehouse, and Bill Houston (Paperback - 9 July 2002)

Guide To Business Planning (Economist) by Graham Friend and Stefan Zehle (Hardcover - 11 Dec 2008)

Business Strategy: An Introduction by David Campbell, George Stonehouse, and Bill Houston (Paperback - 21 May 1999)

Competitive Advantage by Michael E. Porter (Paperback - 19 Jan 2004)

Exploring Corporate Strategy: Text and Cases by Prof Gerry Johnson, Prof Kevan Scholes, and Prof Richard Whittington (Paperback - 18 Dec 2007)

Strategy Safari: The Complete Guide Through the Wilds of Strategic Management by Henry Mintzberg, Prof Bruce Ahlstrand, and Joseph B. Lampel (Paperback - 20 Nov 2008)

Contemporary Strategy Analysis by Robert M. Grant (Paperback - 17 May 2007)

Enterprise Architecture as Strategy: Creating a Foundation for Business Execution by Jeanne W. Ross, Peter Weill, and David C. Robertson (Hardcover - 1 Aug 2006)

 

Group Insurance


Group insurance by insurance companies is cover ideally suited to small and large size companies involving the liability minimisation of the company owners. Insurance can cover such things as health, minibus, cars, coaches, buses, haulage vehicles, taxis and general commercial insurance.


The whole group is covered rather than individuals under one combined group policy. So individuals may not have to declare anything which was pre-existing.


The costs per head of these group insurance schemes are normally lower, since the administration of these policies is simpler and more economical than individual ones. The upper limits of cover can be classed as good and the number of exclusions may be lower.  The group policies are normally issued by the company to all employees.


Such group insurance schemes can equally apply to new and existing employees. These employees should read and study the policy documents in detail. If there are any questions, they should be referred to the company policy administrator. The premiums paid by everyone may be the same but those who do not claim may have wasted their money.


Since these types of policies are administered by the company, the existing policy may be abandoned in the favour of a better policy which has come onto the market place. When a new policy has been issued by the company, study the policy carefully and ask any relevant questions.


 These type of policies are not completely free and the taxman may want to know exactly what benefits you have been receiving. The tax man will make the appropriate deductions from your wages.


Group insurance policies can apply to:
• Partnerships
• Charities
• Companies
• Small and large businesses


Group insurance policies may cover for instance:
• Travel insurance
• Car insurance
• Health care
• Dental care
• Eye tests


Group insurance policies are not normally fixed and can change from period to period without to notice.


 Note

The opinions expressed in this article are those of the individual writers and are not representative of Insurur.co.uk.


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