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Laptop Insurance Quotes, Affordable Laptop Insurance Directory
UK insurance directory listing affordable laptop insurance companies, under multiple keywords, search our website for insurance brokers and insurance companies
Sony VAIO VPCEB1E0E 15.5 inch notebook (Core i3-330M 2.13GHz, 3Gb, 320Gb, DVDRW, Webcam, Win 7 Home Premium 64bit (White) by Sony (Electronics - 1 Feb 2010)
Acer Aspire 5532 15.6-inch Notebook AMD Athlon X2 L310 Processor, 4GB RAM, 320GB, DVD, Windows 7 Home Premium by Acer (Electronics - 11 Feb 2010)
Toshiba 3Year All Risks Laptop Insurance for All Education and Public Sector by Toshiba (Electronics - 13 Nov 2009)
Offshore Sailing: 200 Essential Passagemaking Tips by William G. Seifert and Daniel Spurr (Hardcover - 1 Dec 2001)
Toshiba All-Risks 1 Year Laptop Insurance Public Sector for UK by Toshiba (Electronics - 9 Sep 2009)
The Essential Guide to Paying for University: Effective Funding Strategies for Parents and Students by Catherine Dawson (Paperback - 3 Aug 2009)
Laptop computer Insurance CoverLaptop Insurance gives peace of mind cover for the home, business, travel, students and offices. Laptop insurance policy protects against accidental damage, water damage and theft.
Memory flash drives are cheap and these could be used instead to hold your computer data. Some memory sticks have fingerprint security keys to protect your data. Make certain that you keep photographs of your laptop, it’s serial number, brand and mark it with security ink.
You will need to:
-Check accidental damage and theft is covered. If you take out extended warranties from the high street it may not include accidental damage and theft.
-Check what age from new the laptop needs to be before it can be insured.
-Check if all software and accessories are covered.
-Check if loss of data is covered.
-Check that it is an old for new policy.
-Check that it covers for water and flood damage.
-Check whether the annual policy will be cheaper rather than a monthly policy.
-Check the cancellation period.
-Check whether the policy has little or no excess. Try to have your claim paid with no deductions and that it is 100% the value of the laptop. There is usually an upper insurance limit and any extended costs of replacement above this limit will not be covered. Make certain the laptop is insured for your purchased invoice amount.
-Check the policy covers for travel away from your insured property.
-Check the policy covers for storage in the boot of the car.
-Check what period the laptop will covered for abroad that is 30 days or some other period.
-Check the shortest time it will take to have your laptop replaced. Will you get a replacement in a few days?
-Check that you are not entering a 12-month fixed contract.
-Check that you can cancel after a months’ notice.
-Check if there is rapid claims support.
-Check that you do not receive an inferior product. Make sure it is like for like/equivalent model. Complain if you receive a second-hand or sub-standard product.
-Check for repairs it can be picked up and dropped off free.
-Check for school insured laptops that all parents, pupils and teachers are covered.
-Check if there are any discounts for multiple products.
-Check the insurance provider will contact you after sending a claims form after a few hours.
-Check that any repairs by the insurance company comes with a year’s warranty.
-Check whether other family members or business staff can be covered for using the laptop.
-Check whether an age limit applies to companies or schools or higher education. Some insurance companies will not insure the equipment from new if it is 7,14,28,31days 3 months, 6months, 12 months, 18 months or 3 years old. Depending on the age of your laptop, repairs by the insurance provider may take longer as parts may not be available in time from the suppliers.
-Check whether the insurance company will make any deduction from your claim amount for administration fees, deliveries etc.
-Check whether the insurance includes free condition or health checks.
Carry out your research to find a policy considered to have all the elements that you need. Internet websites have easy to use quote systems and have full policy conditions on-line. Print these off and carefully make certain the policy suits your personal circumstances. If you find a better policy later, you may be able to cancel your existing policy to save.
If your are a student you will need to have cover while you are away at college or university. Some insurance providers have no-claims bonuses and gifts.
Household policies have excess to pay while specialist policies may not. In certain cases the insurance company will only cover the laptop if it is locked in the boot of the car or glove compartment and will not cover if left visible in the front of the car.
Buying Laptop Insurance:
-Theft from unattended cars.
-Not locked in the boot
-Not locked in the glove compartment.
-Wear and tear.
-Fraud or dishonesty.
-Needs maintenance such as electrical or mechanical breakdown.
Laptop Insurance Claim:
Insurance companies will need a proof of purchase when you send in your claim, so it is important that you store all your invoices in a safe place. Purchases made from certain shops and auction sites may not be covered, so therefore check this before you take up your insurance.