Boat Insurance

Auto Insurance Quotes, Affordable Boat Insurance Directory

UK insurance directory listing affordable boat insurance companies, under multiple keywords, search our website for insurance brokers and insurance companies

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Boat insurance 

Boats are not cheap and must be insured at competitive rates. There are many marine insurance companies and brokers on the internet who may be able to provide competitive quotations. Also, there are insurance comparison sites, where you can compare suitable insurance policies, obtain quotes and buy online immediately. Boat navigation equipment is also expensive to replace and must be insured against theft and bad weather. For specialist boats there are professional marine insurance brokers who can be consulted to give swift online quotes or by telephone.

Some insurance brokers are able to insure:
• Yachts
• Sail boats
• Rowing boats
• Narrow boats
• Sail boards
• Wind surfing boards
• Dinghies
• Jet skies
• Racing options

One broker claims to save up to 20% on your insurance premiums and it is worth obtaining a few competitive quotations. Remember boats are easy targets for thieves.

 A specialist marine broker will know the advantages and disadvantages or various types of boat insurance, taking account of:
• New, pre-owned, second hand
• Sailing lessons taken
• Expert valuation
• Type of boat or equipment
• Unusual accessories
• Age
• Location
• Berthing location
• Use on rivers, sea or ocean

If you have purchased a based on an outstanding loan, then the insurance company may insist on using their policy. This way you know that you are covered because the seller of the boat has agreed to the type of insurance to protect the outstanding loan amount.

The insurance broker and insurance company must be reputable and sufficiently large not to go bust in the future including having above average customer service and availability in case you need to make a claim. The insurance policy should be bale to give you multiple options to cover the insurance that you need. Read the policy carefully and if it is unsuitable, try another type of policy or speak to the broker or directly to the insurance company to arrange the cover you need.

The options to consider are
• boat cover
• compass
• cushions
• docking tenders
• emergency rescue
• legal expenses
• liability cover
• mechanical and electrical equipment
• medical cover
• navigation and sonar equipment
• portable gas tanks
• radio
• repairs
• the engine
• towing
• trailer
• water skis


Note

The opinions expressed in this article are those of the individual writers and are not representative of Insurur.co.uk.



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