Money Saving Tips for Caravan Insurance

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Caravan Insurance - compare cheap caravan motor insurance quotes

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Caravan Insurance

Caravans are lightweight and can be easily stolen, if not properly anchored down. Caravans can be private or commercial vehicles. Every caravan owner should consider having insurance to protect and cover the asset value of the caravan while travelling or when parked. Some caravans are large and expensive, such as mobile homes.

Caravan insurance services can be obtained easily online with instant quotes readily available and you can buy online immediately. Some specialist UK brokers are offering up to 45% no claims discounts and have flexible policies available. If you go onto the internet you will be able to compare online quotes and have comparisons made between various policies for static caravans, touring caravans, trailer tents, park homes, demountable campers or motorhomes. Those who are members of caravan parks may be able to save on premiums.

There are two types of policies:
• Caravan insurance (touring or onsite)
• Trailer insurance

Ensure that the policy covers for temporary accommodation when your own caravan is out of use due to repairs or damaged.

Checklist of considerations:
• Is cover for fire, theft, liability, vandalism, storms, accidental damage and windows covered?
• Is mechanical failure and breakdown recovery included?
• Is roadside assistance covered?
• Is a courtesy caravan covered when your caravan is not available to be used due to one of the items covered by the policy?
• Have you the correct value of the caravan?
• Are any discounts available for older drivers?
• What are the major exclusions?
• Can you read the policy before taking up the insurance? 

Money saving Tips for Car Insurance

• Ask the broker about - valuables stored in the caravan, the excess, voluntary excess, third-party or new for old, storm damage, using abroad in Europe, emergency accommodation provision etc.
• Chain or lock the caravan to the drive concrete or bollard or something large which cannot be moved.
• Fit a CRiS tagging system as a security feature.
• Do not store valuables in the caravan.
  Have a burglar alarm fitted or other security device.
• Store the caravan at home on the drive.
  Store your caravan registration documents at home.
• Take photographs of your caravan inside and outside.
• Try to obtain a new for old caravan insurance policy.
• Use a CaSSOA approved storage site.
• Use approved hitchlocks and wheel clamps or similar devices.
• Use an approved tracking device – gps or similar.

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