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Group Medical Insurance

Group Medical Insurance Quotes, Affordable group Medical Insurance Directory

UK insurance directory listing affordable group medical insurance companies, under multiple keywords, search our website for insurance brokers and insurance companies

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A Health Check for Your Business by John F. Gittus (Paperback - 30 July 1993)

Make Your Small Business a Winner: Teach Yourself by Anna Hipkiss (Paperback - 29 Jan 2010)

Starting a Business in the Country by Wendy Pascoe (Paperback - 30 Oct 2005)

Tolley's Guide to Managing Employee Health by Leslie Hawkins BSc PhD CBiol MIBiol MOISH (Paperback - 15 Nov 2003)

Quick Answers to Small Business Questions by Alison Alsbury (Paperback - 5 Sep 2001)

Group Medical Insurance

Group or business medical insurance is offered by companies as a benefit for particular employees, in the cases of accident or illness and this is an incentive given to the employee to the join the company. Group medical insurance is less expensive then individual policies but are far more comprehensive. The Employer normally negotiates the terms or coverage of the policy with the Group Medical Insurance Company and this becomes the standard for all employees who are in the scheme.

On the internet there are over 200 health insurance plans to compare and free quotes are available as well as expert advice is on offer. Quotes are available form insurance brokers starting from £7.00 per month. There are group medical health plans to suit different employers and online medical health care information. Group policies insurance providers normally have multilingual staff and expert medical staff ready to help 24 hours a day.

These services or policies cover the whole group in the event of illness, enabling them to enjoy faster recovery and peace of mind. There are options available for international or expat travel health insurance.

The features of this type of insurance are: 

• Covers over 2 employees
• Lower premium as the risk is spread over many employees
• Some plans cover you for selecting your own hospital and doctors
• Bills can be reimbursed from the insurance company
• Other plans have a list of medical centres or hospitals
• Most plans have monthly fees or premiums
• Most plans require approval of medical procedures and prescriptions

Remember you will or the hospital will have to telephone the insurer and obtain a claim authorisation and fill in the claim form before medical procedures will be implemented.

 

 

 

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