UK PDA insurance and smart mobile phone insurance guide for insuring your electronic gadgets:
Electronic gizmos are heavily integrated into our busy lives, some are vital, while others not so vital. If you have a PDA or a smart mobile phone, unannounced loss, damage or theft can cause many days of inconvenience. The replacement costs of PDAs and smart mobile phone devices can be many hundreds and may be thousands of pounds. Many retailers insist that their insurance policy have many benefits for your PDA or smart mobile phone. However, there is a choice to have independent insurance quotation which could potentially have many benefits than a standard PDA or smart mobile phone insurance policy.
i PDA Insurance .co.uk provides insurance cover for single items or multiple items for individuals for business users alike, with a comprehensive and quality PDA insurance cover, at competitive premium helping you save money which is particularly of interest in a difficult economy and the advent of the credit crunch.
If you are going on a trip abroad, it is prudent to have peace of mind by having insurance in place for your PDA & smart mobile phones, to remove any anxiety and risk in the event of loss and damage.
i PDA Insurance .co.uk has a goal to provide you with insurance protection for your PDA and smart phones which you use everyday. The insurance policy will ensure that you are able to get back to normal routine and business in the minimum amount of time and inconvenience. What’s the point of insurance, if the claims process goes on for ever and you are without your PDA device.
This vital PDA device and smart phone gadget insurance has the following protection benefits:
· Speedy claims handling for PDAs and smart mobile phones.
· Fraudulent calls protection for PDAs and smart mobile phones.
· Offers no claims bonus after 1 or 3 years for PDAs and smart mobile phones.
· Automatically extends the units warranty to up to 5 years for PDAs and smart mobile phones.
· Covers against loss as well as theft of mobile phones and other gadgets as a combined policy.
· Covers accidental damage including water damage for PDAs and smart phones. Many competitor insurers do not cover for water damage. Therefore compare the policies, so you can appreciate the online insurance cover for PDAs.
i PDA Insurance .co.uk has a specialised policy to cover expensive gadgets and gizmos, which can be combined with your PDA device. On average, we are carrying lots of gadgets i.e. SAT NAVs, PDAs, mobile phones, media players. Therefore, electronic equipment we cover that can be combined with PDA insurance are:
· Mobile phones and pdas.
· MP3 and MP4 players.
· Satellite navigation printable systems (SAT NAV).
· Portable games players.
· Media players.
· Laptops and personal computers.
· Cameras.
· Camcorders.
PDAs are fragile which can be easily stolen and / or become damaged and in general home insurance ‘all risk’ cover needs to be taken to protect your PDA and level of cover tends not to be as comprehensive as specialist policies. Whilst commercial or car insurance policies do not in general insure such life-style electronic items. Are you protected, can you afford to replace the loss? When your conventional home insurance policy does include these PDAs and computers there is an excess to pay and can be set often too high to make a worthwhile claim. Most, insurance companies do not specialise in insuring PDAs specifically. Sometimes, it can take several months to finalise a claim and receive your replacement PDA or smart phone whilst Super-cover PLC pride themselves on fast claims processing and replacement of PDA often within 48 hours or repair with a dedicated service delivery.
Also, when you have made a claim with your home or business insurance company, the likelihood is that your premium will increase or loose your no claims bonus.
Do not become a victim of theft and follow some useful insurance tips for your PDAs and GPS mobile phone devices:
· Best keep you gadgets out of sight, in your pocket or closed handbag or locked glove compartment, or boot of your car when in a public place. Use your common sense, if opportunists don’t see your PDA device, chances are they will not be tempted. Often most people in fact can even cope with a loss, but the loss of software data if not backed up can be a loss to your PDA that can carry a huge loss over and beyond the cost to replace the PDA alone.
· Avoid using your gadgets in isolated dark places.
· Avoid, leaving your gadgets and PDAs / smart phone unattended and in view, especially in your car.
· Property marking of your gadgets is also useful measures in the fight against theft.
In the event of a claim you must:
· Report the theft/loss of the gadget to the police within 24 hours of discover.
· Report the theft/loss of the PDA to your service provider within 12 hours of discovery.
· Notify Super Cover Insurance Plc as soon as possible, but in any event within 48 hours of discovery.
· If your claim relates to a fault with the gadget, your gadget must be provided, send via Recorded Delivery. If in doubt call support at Super Cover Plc.
Please compare our PDA insurance policy and you should review the comprehensive policy features and exclusions. PDA insurance does not depend upon your age, gender or occupation, and you will not be charged extra. We make the insurance policy accessible to all whether you are an individual or a business user.
If you have multiple gizmos and gadgets, discounts are available for multiple items under one policy, which can give peace of mind that all your expensive PDAs or smart phones are covered at a competitive premium as a combined policy for individuals and family use & small business use 3, 5 or 10 items plus.
For business / corporate users we specialise in catering for whole companies insurance requirements, and also can create specialist schemes for manufacturers importers and distributors, also catering for own discreet branding, along with life insurance, Death in Service, income, redundancy, health protection. We welcome to discuss structured holistic solutions for business users in specialising in mitigating risk and adding value to your organisation.
Key PDA & smart phone insurance benefits:
· Comprehensive PDA insurance Cover.
· Theft insurance cover.
· Water damage (compare with other insurers, do they have this benefit).
· Accidental damage cover.
· Speedy Claims Service (Service delivery normally 48 hours).
· Monthly policy option, you are not forced to take a 12 month policy. So you can cancel if need be.
· Quality insurance cover for PDAs and smart phone (plus combined policies for all your gadgets in one policy).
· Place your order online on a Secure Server, your personal information is encrypted & security protected.
