Business, Commercial, Social - Car and Van Insurance UK

Van Insurance Guide and Tips

UK insurance directory listing van insurance companies, under multiple keywords, search our website for insurance brokers and insurance companies

Video

Van insurance

Van insurance is important to most businesses and we have to avoid any unnecessary costs being spent on insurance premiums. Insurance for vans really depends upon the value of the van, your type of business and your driving record.

The internet is a great place to find quotations which is ideal for your situation. A all in one deal for your van insurance will consist of being covered in one package for collision, accident, fire, theft, vandalism, tools, contents, breakdowns, legal protection and travelling to other countries.
The internet van insurance companies have made it easy to carry out online insurance shopping. Some sites have a single form to fill in while others have multiple forms. Also, you can store your quote date online for further retrieval.

Read all the options and addition information. Vary the excess amount and see what the premium is. Make a short list of your insurance needs and don’t over spend. There are many options available from the insurance companies and features but in the end pay only for what you need.

Ideally, the premium you will be quoted will depend upon:

•    Where you travel and the mileage for the year
•    Whether your is housed in a garage overnight
•    Has your van been fitted with a immobiliser
•    Has it an approved alarm system
•    If you have a no claims discount
•    No claims discount protection

There are many websites which will enable you to compare your insurance using multiple quotes. When filling out the forms on the screen, it may give you an option to change the value of the excess. The higher the excess you can afford, the lower will be the annual premium. Read the policy when you receive it, make sure you are covered for all the options you have chosen. If you are carrying customer’s goods, ensure that the insurance policy covers you for damage to such third party property.

Money saving Tips for Van Insurance

• Excellent driving experience may result in lower premiums.
• Fit a good quality alarm.
  Get quotes for different level of voluntary excess.
• It is important to have a few years worth of No-Claims Bonus.
• Pay you premium in a lump sum annually.
• Storage of expensive equipment in a van overnight is not recommended.
• The storage of your van may have a bearing on the premium - in the garage, yard or off-street.
• The total mileage travelled may effect the premium.
• The van should only be used for business purposes.
• Fit a tracking device to your van.
• Think about having an estate car instead of a van.
• Use your personal car for home use and your van for business use only.
  
  Business Van, Commercial Van, Social Van - Van Insurance
  
  

  Tips for Car Insurance

  Car Insurance Quotes, Car Insurance Directory Car Insurance - compare cheap motor insurance quotes

  UK insurance directory listing car insurance companies, under multiple keywords, search our website for insurance brokers and insurance companies Compare cheap car insurance quotes from the insurers listed below - where customers save money. Compare car insurance from 100s of UK motor insurance companies and buy a car insurance policy online.

   

  VideoJug   Car Insurance: Auto Insurance Car Insurance: Auto Insurance http://www.videojug.com/interview/auto-insurance-2 http://www.videojug.com/interview/auto-insurance-explained DailyMotion http://www.dailymotion.com/video/x9kgy8_cheap-auto-liability-insurance http://www.dailymotion.com/video/x6fy90_cheap-car-ins-cheap-car-insurance

   

  Car Insurance  The main UK insurance companies for car insurance and auto insurance are: •    www.confused.com •    www.moneysupermarket.com •    www.comparethemarket.com •    www.directline.com •    www.aviva.co.uk •    www.tescofinance.com •    www.churchill.com •    www.esure.com •    www.elephant.co.uk •    www.swiftcover.com The above websites allow you to compare low cost car insurance or auto insurance quotes for over 100 leading car insurance companies. Some websites allow you to enter your details once and the results are gathered from multiple insurance companies. Following the links above will enable you to compare the prices and resultant features of the auto or car insurance policies. This will enable you to buy online with no need to re-enter all you car or personal details and information again. Some websites have facilities available to retrieve saved quotations or quotes and even get new car insurance quotes. The potential customer can also read other customers review and look at the star ratings. Feedback from other customers can be useful for tips and hints on how to save money. Articles on these sites will help explain: •    Why men have to pay more? •    Why young drivers have to higher premiums? •    Why travelling insurance need additional premiums? Other issues to bear in mind are: •    Cancellation requirements of the policy •    Get hold of the full policy and read it for suitability just in case you have to claim •    See what excess you have to pay and how this effects your premiums •    Check whether there is a multi-policy discount •    Check also whether modifications will effect the premiums you have to pay The above listed insurance will enable you to compare car insurance premiums for cars such as:  •    Alfa Romeo •    Aston Martin •    Audi •    BMW •    Chevrolet •    Chrysler •    Citroen •    Daihatsu •    Dodge •    Fiat •    Ford •    Honda •    Hyundai •    Jaguar •    Jeep •    Kia •    Land Rover •    Lexus •    Lotus •    Mazda •    Mercedes •    Mini •    Mitsubishi •    Nissan •    Peugeot •    Porsche •    Renault •    Saab •    Seat •    Skoda •    Smart •    Ssangyong •    Subaru •    Suzuki •    Toyota •    Vauxhall •    Volkswagen •    Volvo Car insurance and auto insurance websites have many reputable insurance companies from whom you can buy insurance, such as: •    All Insurance •    Barclays •    Endsleigh •    eSure •    Kwikfit •    More Th>n •    Post Office •    RAC •    Sheilas Wheels •    Banks and building societies These websites have many useful articles and tip sheets. They also have frequently asked questions which other customers have asked and may help you in finding a cheap car quotation. This will also enable you to investigate the best value for money insurance product deals. You can also find out how insurance companies work and the direct impact they have on your car insurance costs. These websites may enable you to lower your existing premiums or just obtain a re-quotation. When your or your partners existing insurance has expired or about to expire try and obtain a re-quote. So go ahead and compare the market, get the best deals and quotations. You should try to learn of saving money by reading articles on how to lower your insurance premiums and even obtain better cover. Woman, young drivers, classic car drivers or fast car owners need to consider themselves and the insurance factors that affect them and their premiums. Money saving Tips for Car Insurance •    Add a woman to the policy – women are considered to be safe drivers. •    Add a person who has already being driving for a while to the insurance policy. •    Add an older person to your policy. •    Always make your children wear their seat belts. •    Always wear your seat belts front and rear. •    Annual payment of premiums works out cheaper. •    Any changes to your insurance policy - name, address, modifications and where the vehicle is parked - must be reported to the broker immediately; otherwise there is the possibility that a claim may not be paid. •    Ask your credit card company what is covered when renting a car in terms of insurance. •    Ask your insurance provider as to what is exactly covered if renting a car. •    Be honest and don't get blacklisted. •    Buying a cheap car may result in lower premiums. •    Buying a one-year or two-year-old car is a lot more economical as most of the negative equity has occurred already. •    Check that a courtesy car is included, if your car is in for repairs. •    Check which insurance group from 1 to 20 your car is in. •    Choices of cover for your car are: -    Third Party only. -    Third Party fire and theft. -    Comprehensive. •    Choose a car with less CO2 emissions. •    Combine car insurance with contents or home insurance to save. •    Complete a Pass Plus test. •    Do not eat or drink while driving. •    Do not have too many young drivers on your insurance policy under the age of 25. •    Do not modify your car as this may increase the cover required. •    Don't claim for rather minor items. •    Drinking alcohol and driving is not recommended. •    Engine capacity may affect your premiums. •    Ensure your car has an insurance industry recommended security device fitted. •    Fitting special and expensive wheels may increase theft. •    For expensive cars, fit a tracker device. •    Fuel consumption may be a lot better if your drive below the legal road limits. •    Get a quotation for protected bonus scheme as this may save on your premiums. •    Get different quotes for voluntary excess. •    Have all car equipment professionally installed. •    Have less named drivers on your policy, it may save you money. •    Have you or your partner named on the policy only. •    High performance cars have higher premiums and an increased chance of theft. •    If you are using the car for business use, make certain that it is covered. •    If you do not need legal expenses cover or replacement car cover - don't take it up. •    If you drive another car tell the broker. •    If you have a low value car, it may be reasonable to insure it for third-party insurance only. •    If you have more than one car ask, the broker to give you the same no claims discount. •    Insurance companies tend to charge much more, if modifications have been made. •    It is better to have a driving license at an early age and may lower your premiums if you have enough years of driving experience. •    Less powerful cars are easier to insure. •    Low annual mileage may result in lower premiums and the tell the broker your estimate of annual mileage and say add 15% more as you do not want the mileage to be  exceeded - you may not get paid. •    Make sure that you are not already covered for driving a hire vehicle as part of your insurance policy. •    Make sure you have enough driving experience. •    Middle lanes on the motorway are for overtaking. •    Modified cars have higher insurance premiums and an increased chance of theft. •    Naming drivers under 25 on your policy may increase the premium, so try to avoid this. •    No-claims bonus amount – get it right, and make sure you have proof of it when you go to your next insurance company. •    Not using the air-conditioning can save money. •    Obtain a number of quotes and a re-quote if renewing annually. •    Off-road parking or in lockable garage may save money. •    Optionally, if you agree to a higher excess the premium may be cheaper. •    Pay annually. •    Search the internet for those giving special student discounts for car insurance. •    See if you can get a low mileage discount. •    Some clubs, professional bodies have special discounts. •    Some high performance cars and modified cars may not be able to be insured. •    Some imported cars may carry higher premiums. •    Speeding tickets and points on your license may affect your premium. •    State your no claims years when getting a car insurance policy. •    Taking a Pass Plus training course can save premium money. •    Talking on a mobile is a hazard. •    Tell the broker about all modifications and list them all-out. •    Tell the broker honestly if your car may be parked on the road in some occasions or all the time. •    Tell the broker how the car is being used personal, two driver, multidriver or business. •    Tell the broker that who you are living with. •    Tell the broker where your car may be parked: -    on road. -    off-road. -    locked garage. •    Tell the insurance broker about any alarms. •    Tell the insurance broker of immobilizers. •    Tell the insurer of any existing medical conditions. •    Tell your broker of any driving convictions and points. •    Tell your broker of any outstanding claims. •    Thatcham 1 or 2 are the preferred car alarm systems. •    The correct value of your car should be stated and ask the broker how this should be worked out. •    The status of marriage or living with a partner can influence your policy premiums. •    There are normally savings on the insurance premium to be made for those have Advanced Driving qualifications. •    There may be discounts for older drivers. •    Try the internet comparison sites. •    Using your mobile phone while driving is dangerous. •    When going abroad take with you your Green Card, passport, warning triangle, tools, registration documents, insurance certificate, tow rope, high visibility waist coat and first aid kit. •    When tired have a reasonable break and something to eat/drink. •    Women may obtain a better premium. •    Your type of work or job may affect your premium. Auto Insurance Companies •    AA •    Admiral •    AIG Direct •    American Express •    Asda •    Auto Direct •    Auto Trader •    Barclays •    Bell •    Bradford & Bingley •    Broker King •    Budget •    Bullseye •    Churchill •    Citroën •    Cornhill Direct •    Diamond •    Direct Choice •    Direct Line •    Diva •    easyMoney •    Egg •    Elephant •    Endsleigh •    esure.com •    Halifax •    Hastings Direct •    HSBC •    Its4Me •    Kwik-Fit •    Ladybird •    Lloyds TSB •    LV= •    Marks & Spencer •    MORE TH>N •    Motor Quote Direct •    My Motor Quote •    Norwich Union •    Peoples Choice •    Performance Direct •    Peugeot •    Post Office •    Privilege •    Prudential •    QUINN-direct •    RAC •    Saga •    Sainsbury's Bank •    Screentrade •    Sheilas' Wheels •    Swiftcover •    Swinton •    Virgin •    yesinsurance.co.uk •    Zenith •    Zurich