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Commercial van insurance quotes - UK insurance directory - Comercial van insurance - commerical van insurance

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Van Insurance Guide and Tips

UK insurance directory listing van insurance companies, under multiple keywords, search our website for insurance brokers and insurance companies

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Van insurance

 

Types of commercial van insurance policies:

A fully comprehensive insurance cover is best type of policy to have for your van. The cover includes fire, theft and damage to your van and other vehicles. Comprehensive cover will keep your liabilities to a minimum and ensure safety for the drivers. This type of policy has the least extra expenditure involved. The policy will also protect against claims from third parties and vehicle insurance is a legal requirement. Tools and contents of your van can be insured as an optional extra.

Third party fire and theft policy does not protect your vehicle and you, if you are in an accident. It protects other road users, their vehicles, against fire and theft. Again, tools and contents of your van can be insured as an optional extra.

Third party cover has the least amount of protection for your money and is regarded as the cheapest cover. It only protects normal road users only. In the case of an accident the third party will be able to claim under your policy. There is no protection for fire, theft and loss of contents for your own vehicle. Further, there is no protection personally for you. If you have a old van which is not worth a lot of money, third party insurance may be ideal. However, if you have a new van on loan terms or an expensive van then you will need to protect your assets and comprehensive insurance will be the optimum cover to have.
 

Money saving Tips for Van Insurance

  • Excellent driving experience may result in lower premiums.
  • Fit a good quality alarm.
    Get quotes for different level of voluntary excess.
  • It is important to have a few years worth of No-Claims Bonus.
  • Pay you premium in a lump sum annually.
  • Storage of expensive equipment in a van overnight is not recommended.
  • The storage of your van may have a bearing on the premium - in the garage, yard or off-street.
  • The total mileage travelled may effect the premium.
  • The van should only be used for business purposes.
  • Fit a tracking device to your van.
  • Think about having an estate car instead of a van.
  • Use your personal car for home use and your van for business use only.

    Business Van, Commercial Van, Social Van - Van Insurance
    Commercial van insurance quotes - UK insurance directory - Comercial van insurance - commerical van insurance

See also:

Commercial van insurance (12)

Commercial van insurance UK (14)

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